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Consolidating your credit cards

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Consolidating multiple loans means you'll have a single payment each month for that combined debt but it may not reduce or pay your debt off sooner.

By understanding how consolidating your debt benefits you, you'll be in a better position to decide if it is the right option for you.

When done correctly, debt consolidation can: There are several ways to consolidate debt, depending on how much you owe.

The best way to consolidate credit card debt under ,000 could be to get a zero-percent interest credit card and transfer balances from high-interest credit cards over to it.

Simply join the Prosper community and tell your story to our lenders.

Explain how you’re looking for a low-cost solution to consolidate your debt.

With a debt management plan, you make one payment to the credit counseling agency, which distributes the money to your creditors until they are paid in full.

Depending upon the credit card balances you’re currently carrying, this could save you lots of money—hundreds of dollars, perhaps thousands. Start down the road to debt relief right now by applying for a loan at Prosper.

You’ll enjoy one easy monthly payment, and we offer only unsecured loans so you won’t need to take out a second mortgage or home equity loan.

By consolidating your high interest debts, you may enjoy the relief you need.

Although you can never borrow your way out of debt, you can greatly reduce the amount of interest you pay every month.