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Fair debt collection practices act section 809 b validating debts

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Here is just one example where this letter would be appropriate.

This is done if you want to verify the debt or prove that you have already made payments to pay off the debt.

Experian agreed it was not my debt & removed it but the CA is still contacting me by phone & letter. Please send a copy of it to the collection agent along with a driver' license or your social security number to prove that you are not the actual person owing the debt.

The collection agent will verify your details and after completing the verification, they will return your account back to the creditor and stop all collection efforts.

Clicking the link should open your email program where you can click the send email button to request a free copy of this letter in Microsoft Word format.

Initial Debt Collection Dispute Letter Today's Date Your Name Your Address Collector's Name Collector's Address Dear , I am writing in response to your (letter or phone call) dated , (copy enclosed) because I do not believe I owe what you say I owe.